Couples and Money

Finances are among the top reasons couples end in divorce.  To avoid...

6 Reasons Why Your Credit Score Matters

What exactly is a credit score (also known as your FICO score)...

What is Betterment?

Betterment is a tool that helps make saving and investing easy.  Not...

Create a Gift Giving Budget

Did you spend too much on Christmas gifts this year?  So many...

Vacation

Hotel Alternatives When Traveling

Let’s face it, staying in hotels when you’re out and about is, in many ways, just plain inconvenient. The neighbors are always too close. Check out time always comes too early. Wouldn’t it be nice to have some alternative lodgings? If you’re ready to break...

Credit

Why stay-at-home spouses aren’t being kept from good (or excellent) credit scores

If you are a stay-at-home spouse, you may have heard about some new law that is apparently keeping you from accessing credit, and if so, you’re probably equal parts perturbed and perplexed. Could it really be that stay-at-home spouses are legally precluded from building the...

Couples and Money

Couples and Money

Finances are among the top reasons couples end in divorce.  To avoid this, it is recommended to create a budget that works for both parties.  This way both people can be held responsible and hopefully create a joint effort to work toward a common goal. ...

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6 Reasons Why Your Credit Score Matters

What exactly is a credit score (also known as your FICO score) anyway? It’s a metric, ranging from 300 to 850, that measures how likely one is to fulfill his/her financial responsibilities and obligations; creditors take this metric very seriously.  The higher the score is,...

Betterment

What is Betterment?

Betterment is a tool that helps make saving and investing easy.  Not only does Betterment take the complexity out of investing, it’s designed to be a tool for all levels of investors; this is why they have formed a community of savers and investors. They...

Couponing 101

Dos and Don’ts to Couponing

Coupons can be used as a supplemental income if used properly.  The trick to couponing is to keep it light and only use them on products you actually need and use.  Here are a few Dos and Don’t to couponing to help keep it simple:...

Piggy Bank

Finding a Bank that Fits Your Needs

Smart consumers know that banks are not one-size-fits-all. The financial institution that carries your mortgage isn’t necessarily the best choice when you’re looking to open a checking account. That being said, the first step in finding the right bank is to define the reason for...

Empty Wallet

What is personal finance?

Personal finance effects many aspects of our daily lives.  Typically, you need a car to get to work. Well, that takes money. And the gas to make the car go, that also requires money.  You feel hungry.  Yup, it also requires money to buy food....

Money

Diversify Your Income in the New Year

It is common to hear of diversifying your investments, as this helps take out some of the risk involved.  Why not apply the same strategy to your income stream?  How many income streams do you have?  A common answer to this question is: one.  Having...

Vegetables

How I Invested $50 in my Health

Last time the topic of discussion was Starting the New Year Off Right.  Today is a follow-up to that article as one of many key aspects to your life is your health.  This is why I decided to invest $50 in my health.  I used...

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